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Storecoin is a zero-fee protocol. 

The public blockchain will bring scalable and decentralized zero-fee payments infrastructure to the public internet.

Coordinated by a decentralized governance of checks and balances, $STORE aims to become the world's reserve, zero-fee cryptocurrency.

KYC/AML checks are required for securities law compliance. This will be a Reg D and Reg S global offering.

Our Token Partners

The Problem

When accepting payments from credit and debit card networks like VISA, merchants and developers pay fees of 2.5%+ plus thirty cents for every transaction.

These fees represent over $250 Million annually. They make entire categories of trade and commerce impossible, especially new models of commerce on the internet.

Our Solution

Storecoin: Zero-fee, fast, decentralized, and programmable p2p payments infrastructure for the public internet.

The Storecoin blockchain will be coordinated by a decentralized governance of checks and balances that can be understood and trusted by the largest organizations in the world.

Storecoin will be both a global store-of-value ($100+ Trillion market) and a global, zero-fee medium of exchange ($21+ Trillion market).

Store like gold. Spend like a coin. All with zero fees.

What others are saying about Storecoin

Storecoin: An Overview

Zero-Fee, p2p Payments – Scalable and decentralized zero-fee payments infrastructure for the public internet
A New Public Blockchain – Not a dApp, ERC20 token, DPOS blockchain, fork, or DAG
Global – $STORE aims to become the public internet’s reserve, zero-fee, programmable currency
Fast – 5,000+ transactions per second (TPS) at launch and expected to increase as transaction demand increases
Adaptive – Parallel and pipelined block production enables increasingly faster throughput (scalability)
Decentralized – On a path to unlimited nodes validating p2p transactions
Censorship Resistant – On a path to defeating sovereign-grade attacks
Secure – Byzantine Fault Tolerance up to 1/3 malicious nodes with continuous on-chain monitoring for bad actors
A Store-of-Value – Up to 51% of circulating token supply can be staked, providing security
A Medium-of-Exchange – 49% can be available for zero-fee payments, enabling utility
Inflation Pays Fees – Up to 20 Million $STORE is added yearly to incentivize consensus, security, distribution, and more
Sound Money – Non-compounding and low inflation puts $STORE on a path to sound money (similar to Bitcoin)
Leaderless – All nodes participating in decentralized work are rewarded for their contributions – on every block
Centralization is Mitigated – Nodes are limited to earning 5% of the block reward no matter their stake size
Governance – A checks-and-balances governance to change features, leadership, and monetary policy
No Plutocracy! – In governance, it’s one entity equals only one vote
Apps not dApps – Zero-fee $STORE payments inside of apps is the first use case (SMTP but for zero-fee payments)
Smart Contracts and dApps Next – To secure the platform, dWorkers will be paid in block rewards rather than fees
Cash Registers, Eventually – On a long-term path to bringing zero-fee $STORE payments into retail cash registers
Global Distribution – Banks and processors will be paid in $STORE block rewards instead of transaction fees
Community – Already in 56 countries and rapidly expanding – global meet-ups are next
Ecosystem Fund – Will grow the security, adoption, and liquidity of $STORE – all around the world
Late 2019 Launch – The first two years will be focused on achieving security, Store-of-Value, and minimum viable protocol
Governance Comes Next – A formal vote of checks and balances will attempt to ratify Storecoin’s governance in 2021

How Storecoin solves for both scalability and decentralization without sharding, off-chain transactions, level 2, etc.

Storecoin’s leader-free, BFT consensus algorithm BlockFin, validates blocks in a pipelined process

Click to expand

BlockFin is a two-tier network of Validator nodes and Messagenodes, each with specific roles, assemble and validate blocks using a cryptographically secure process. At launch, we expect 5,000+ transactions per second and for throughput to increase as transaction demand increases.

Our Team

We have been thinking very long-term about the potential for zero fee, programmable payments.

Chris McCoy



16 years experience building internet and blockchain-based technologies. Chairman at Footprint, tools for blockchain ecosystems. Member of the Blockchain Initiative at the World Economic Forum's Fourth Industrial Center. Founded the 501(c)(3) Data4America. Invented YourSports.

Rag Kidiyoor

Rag BhagavathaFULL-TIME

Chief Technology Officer

Over two decades of building distributed messaging, social networking, and database technologies. Has been working with Storecoin Creator Chris McCoy since 2011. Previous Cloud Infrastructure Engineer @Apple (2011-2012), Frontend Architecture @Cisco WebEx (2006-2011).


Jason Varner

Jason Varner


10 years modeling economics for hedge funds, internet startups, and blockchains.

Jay Pal

Jay Pal


30 years in building distributed computing technologies. Leads DevOps at Footprint -- a global product team shipping software 24/7 using continuous integration and continuous deployments.

Pablo Yabo

Ari Paul

Strategic Advisor

CIO at BlockTower Capital, angel investor, former PM for the UChicago endowment.

Mark Ramberg

Stephen McKeon

Cryptoeconomics Advisor

Finance professor at University of Oregon studying cryptoassets, security issuance, private equity, and M&A.

Mark Ramberg

Nate Lubin

Communications Advisor

Former Director of the Office of Digital Strategy @White House (14-16), Director of Digital Marketing for Obama for America (08, 12), Political Science @Harvard

Mark Ramberg

Noah Ruderman

Technology Advisor

Former Facebook software engineer studying privacy and cryptocurrency architectures with properties that scale

Mark Ramberg

Mark Ramberg

Platform Advisor

Led global business for Amazon Web Services’ activity in the digital media industry (11-15), currently a VP at Akamai, cloud expert, distributed computing innovator.

Antone Johnson

Antone Johnson

General Counsel

20 years experience as business and technology lawyer, startup advisor, and executive. Antone previously served as VP of global legal affairs at eHarmony and practiced corporate law at Wilson Sonsini Goodrich & Rosati (WSGR).

Rajiv Patel

Josh Lawler of Zuber Lawler & Del Duca LLP

Strategy Lawyer

Focuses on novel issues presented by developing technology including Blockchain (distributed ledger), artificial intelligence, robotics, virtual/augmented reality and internet of things.

Storecoin's one-entity, one-vote governance of checks and balances is the coordination mechanism for the zero-fee payments protocol

Our Latest

  • Storecoin Expands Marketing Efforts in Russia, AsiaLearn More
  • Storecoin creates role for HS students on blockchainLearn More
  • Tech policy innovator Charles Belle assumes compliance role for StorecoinLearn More
  • Unique properties of Storecoin's Dynamic Proof of Stake protocol minimize incentive-driven threatsLearn More
  • Presentation by Storecoin Creator Chris McCoy on the zero-fee payments protocolLearn More
  • Creator Chris McCoy explains the benefits of Storecoin's DyPoS protocol during a panel discussion on scalability at Bitcoin Magazine's Distributed 2018 ConferenceLearn More
  • Cryptocurrency news site Bitcoin.com highlights Storecoin’s unique governance modelLearn More
  • Testing on Blockfin, Storecoin’s consensus engine, grows to 220 validator nodes and 40 message nodes See Github Repo
  • Storecoin Creator Chris McCoy shares thoughts on future of blockchain, data and crypto tokens in interview with tech media legend Tony PerkinsLearn More
  • Visual Whitepaper, the precursor to Storecoin’s whitepaper, is released publicly Full Visual Whitepaper, Summary
  • Storecoin publishes an open-source proposal to increase throughput and decentralization in Tendermint Learn More
  • Project Fort Knox: Storecoin takes major steps to secure its code base with the help of the Amazon Blockchain Strategy Group Learn More
  • Storecoin achieves +10,000 Transactions-Per-Second with Burst Traffic and 21 Validator Nodes Learn More
  • BlockFin — our fork tolerant, auditable, and high throughput consensus algorithm — is released for internal peer review Learn More
  • Noah Ruderman, Facebook engineer, joins Storecoin as a Technology Advisor Learn More
  • Stephen McKeon, one of the nation’s leading thinkers on the economics of blockchain and cryptocurrencies, has joined Storecoin’s team of advisors. Learn More
  • Storecoin co-sponsors BPASE -- Stanford University’s Blockchain Protocol Analysis and Security Engineering 2018 Conference held Jan. 24 through 26. Learn More
  • Arrington XRP Capital makes Storecoin one of its first pre-public token purchases. Learn More
  • Chris McCoy will give a presentation about crypto economics on Jan. 24 at the Crypto Finance Conference in LA. Learn More
  • Storecoin, releases test 1 of 7 results for load testing of its Dynamic Proof-of-Stake consensus algorithm - Read Here
  • Chris McCoy, Storecoin's Creator, introduced Storecoin to an international audience at the Crypto Finance Conference in Switzerland this month. Learn More
  • Ari David Paul, the CIO of BlockTower Capital, joins as a Strategic Advisor
  • Mark Ramberg, formerly the GM of Amazon AWS Media & Entertainment, joins as our Platform and API advisor
  • Nate Lubin, formerly the Digital Director in the President Obama White House, joins as our Marketing and Communications advisor
  • Rajiv Patel of Fenwick and West joins to help Storecoin file patents for DyPoS Learn More
  • Blocktower Capital makes Storecoin its first pre-public ICO project.
  • TechCrunch publishes Chris McCoy's thoughts on the future of tokenization -- or Securitization 2.0 Learn More

Learn More about our ideas in the sections below or join the discussion.

Background, project mission & vision, team, investors, timelines
Deepdive on BlockFin and our unique approach DyPoS
Working group & public peer review for our governance of checks & balances
How our long term inflation policy enables before zero-fees


Nothing herein is intended to be an offer to sell or solicitation of offer to buy, Storecoin tokens or rights to receive Storecoin tokens in the future. In the event that Storecoin conducts an offering of Storecoin tokens (or rights to receive Storecoin tokens in the future), Storecoin will do so in compliance with all applicable laws which may include the Securities Act of 1933 and the rules and regulations promulgated thereunder, as well as applicable state and foreign law. Any offering for sale to US Persons in a regulated transaction will be pursuant to a registration statement qualified by the Securities and Exchange Commission, or an applicable exemption from the registration requirements.